Health insurance coverage for massage therapy varies greatly from state to state. In NY state, coverage is extremely limited. In general, standard health care plans do not cover massage, unless you are part of a larger groups contract plan that has massage therapy in their plan. It is however common for massage to be covered under PIP and workers compensation cases. For PIP and workers comp cases, you would need a Dr.'s prescription for massage, along with a diagnosis which noted the medical necessity for massage therapy, and the number of treatments with duration of treatment. Workers compensation cases require the massage therapist to be working under a licensed physical therapist. I do not accept PIP or workers comp cases at this time.